With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Many buyers can qualify for a conventional mortgage with as little as 3% down. On a $400,000 home, that's only $12,000.

1. Compare rates and different lender offerings online. Be sure to look at the APR, not just the interest rate. The APR reflects the total cost of your loan on an annual basis and any discount points ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

Buying a home is one of the biggest financial decisions most people will ever make, but choosing the right type of mortgage is just as important as choosing the home itself. For eligible service ...

Getting a mortgage is challenging for anyone, but there are additional hurdles if you're your own boss. Lenders typically require pay stubs, W-2 forms and a record of steady employment. They consider ...

The last few months have ushered in notable improvements on the mortgage rate front. The average rate on 30-year mortgage loans recently declined to 6.13%, the lowest point seen in three years. Still, ...