Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Building a solid credit score is vital for your long-term financial future. Credit scores determine your eligibility for ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

A high credit score feels like a win, but many borrowers don’t actually cash in on it. They still accept the first offer they ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...